DFI4006 Introduction to Financial Technology Assignment Brief 2026 | Arden University
DFI4006 Assignment Brief
As part of the formal assessment for the programme you are required to submit a
introduction to Financial Technology assignment. Please refer to your Student
Handbook for full details of the programme assessment scheme and general
information on preparing and submitting assignments.
Learning Outcomes
After completing the module, you should be able to:
- Demonstrate an understanding of key topics related to technological
advancements for the provision of financial services. - Comprehend and analyse sources of potential risks and instabilities involved
with introducing technological advancements in the financial services
industry. - Gauge the extent to which new technology can provide services
complementary to those provided by commercial banks and financial markets. - Identify policy implications arising from rapidly growing fintech industry.
All learning outcomes must be met to pass the module.
Guidance
Your assignment should include: a title page containing your student number, the
module name, the submission deadline and the exact word count of your submitted
document; the appendices if relevant; and a reference list in AU Harvard system(s).
You should address all the elements of the assignment task listed below. Please note
that tutors will use the assessment criteria set out below in assessing your work.
You must not include your name in your submission because Arden University
operates anonymous marking, which means that markers should not be aware of the
identity of the student. However, please do not forget to include your STU number.
Maximum word count: 2000 words
Please refer to the full word count policy which can be found in the Student Policies
section here: Arden University | Regulatory Framework
The word count includes everything in the main body of the assessment (including in
text citations and references). The word count excludes numerical data in tables,
figures, diagrams, footnotes, reference list and appendices. All other printed
words ARE included in the word count.
Students who exceed the wordcount up to a 10% margin will not be penalised.
Students should note that no marks will be assigned to work exceeding the specified
limit once the maximum assessment size limit has been reached.
Assignment Task
Case Study
The Cryptocurrency Market size in terms of transaction value is expected to grow from
USD 1.33 trillion in 2023 to USD 5.02 trillion by at a CAGR of 30.40% during
the forecast period (2023-2028). With the evolving nature of this market with new
cryptocurrencies created every week, it is difficult to know how big the cryptocurrency
market is. A wide scope of market exchanges for cryptocurrency trading, spread
across the globe because of their privacy protection features as well as rapid growth,
extreme price volatility, and market illiquidity add to the complexity of the
cryptocurrency market. The market capitalisation of cryptocurrencies over the years
shows how high the price volatility of the market is.
The estimated cryptocurrency market capitalisation, for example, during January
2022, varied between $400 billion and $800 billion, and finally settled at $128 billion
by the end of the year 2022. In terms of transaction volumes, bitcoin alone had the
highest number of 200,000 average daily transactions.
Enterprise adoption of blockchain technology has quietly reached a tipping point
across multiple use cases. Companies that have recognized value from their initial
pilot projects are now moving towards turning these projects into production.
Specifically, there is still uncertainty about this technology in the areas of regulations
and governance, but the adoption of blockchain for financial services, identity, trade,
and other markets is increasing.
Global blockchain spending will be led by the banking industry followed by discrete
manufacturing and process manufacturing with a combined market share of about
50% of overall spending. In the banking industry, the spending will be driven by two
of the largest use cases – cross-border payments & settlements and trade finance &
post-trade settlements.
Spending on blockchain solutions will be the highest in the United States followed by
Western Europe and China. All the regions shown in the infographics are expected to
see phenomenal growth in the coming years.
Most cryptocurrencies are highly volatile, with values swinging widely due to
speculation. Stablecoins (cryptocurrencies pegged to an external reference asset)
may be less volatile, but they also come with important problems which have yet to
be resolved. The decentralized governance of crypto assets (without intermediaries
or central authority) has meant that trust is lacking.
Finally, the blockchain technology itself requires excessive energy consumption,
which has a negative impact on the environment. Although these ethical problems are
serious and important, the benefits, opportunities and technological innovations that
cryptocurrencies and blockchain technology have brought should not be missed.
Required:
a. Discuss how security and transparency works in Blockchain and evaluate some
of the potential pitfalls of Blockchain technology.
(25 marks)
b. Evaluate the role of proof of work in the management of Blockchain.
(25 marks)
c. Critically examine the role of cryptocurrencies in providing a stable alternative to
fiat money.
(25 marks)
d. The cryptocurrency market and the technology that supports it have exposed
ethical risks that, as a society, we must face. Keeping in view the above statement,
evaluate the ethics of new technology.
(25 marks)
(2000 words)
(100 marks)
(LOs: 1, 2, 3, and 4)
Formative Feedback
You have the opportunity to submit a draft of your work to receive formative feedback.
The feedback is designed to help you develop areas of your work and it helps you
develop your skills as an independent learner.
If you are a distance learning student, you should submit your work, by email, to your
tutor, no later than 2 weeks before the actual submission deadline. If you are a
blended learning student, your tutor will give you a deadline for formative feedback
and further details.
Formative feedback will not be given to work submitted after the above date or the
date specified by your tutor – if a blended learning student.
Referencing Guidance
You MUST underpin your analysis and evaluation of the key issues with appropriate
and wide ranging academic research and ensure this is referenced using the AU
Harvard system(s).
Follow this link to find the referencing guides for your subject:
Arden Library
Submission Guidance
Assignments submitted late will not be accepted and will be marked as a 0% fail.
Your assessment can be submitted as a single Word (MS Word) or PDF file, or, as
multiple files.
If you chose to submit multiple files, you must name each document as the
question/part you are answering along with your student number ie Q1 Section A
STUXXXX. If you wish to overwrite your submission or one of your submissions,
you must ensure that your new submission is named exactly the same as the
previous in order for the system to overwrite it.
You must ensure that the submitted assignment is all your own work and that all
sources used are correctly attributed. Penalties apply to assignments which show
evidence of academic unfair practice. (See the Student Handbook which is available
on the A-Z key information on iLearn.)
DFI4006 Assessment Criteria
| Level 4 is the first stage on the student journey into undergraduate study .At Level 4 students will be developing their knowledge and understanding of the discipline and will be expected to demonstrate some of those skills and competences. Student are expected to express their ideas clearly and to structure and develop academic arguments in their work. Students will begin to apply the theory which underpins the subject and will start to explore how this relates to other areas of their learning and any ethical considerations as appropriate. Students will begin to develop self-awareness of their own academic and professional development. |
||
| Grade | Mark Bands | Generic Assessment Criteria |
|---|---|---|
| First (1) |
80%+ | Outstanding performance which demonstrates the ability to analyse the subject area and to confidently apply theory whilst showing awareness of any relevant ethical considerations. The work shows an outstanding level of competence and confidence in managing appropriate sources and materials, initiative and excellent academic writing skills and professional skills (where appropriate). The work shows originality of thought. |
| 70-79% | Excellent performance which demonstrates the ability to analyse the subject and apply theory whilst showing some awareness of any relevant ethical considerations. The work shows a high level of competence in managing sources and materials, initiative and excellent academic writing skills and professional skills (where appropriate). The work shows originality of thought. | |
| Upper second (2:1) |
60-69% | Very good performance which demonstrates the ability to analyse the subject and apply some theory. The work shows a very good level of competence in managing sources and materials and some initiative. Academic writing skills are very good, and expression remains accurate overall. Very good professional skills (where appropriate). The work shows some original thought. |
| Lower second (2:2) |
50-59% | A good performance which begins to analyse the subject and apply some underpinning theory. The work shows a sound level of competence in managing basic sources and materials. Academic writing skills are good, and expression remains accurate overall although the piece may lack structure. Good professional skills (where appropriate). The work lacks some original thought. |
| Third (3) |
40-49% | Satisfactory level of performance in which there are some omissions in understanding the subject, its underpinning theory, and ethical considerations. The work shows a satisfactory use of sources and materials. Academic writing skills are limited and there are some errors in expression and the work may lack structure overall. There are some difficulties in developing professional skills (where appropriate). The work lacks original thought and is largely imitative. |
| Marginal Fail | 30-39% | Limited performance in which there are omissions in understanding the subject, its underpinning theory, and ethical considerations. The work shows a limited use of sources and materials. Academic writing skills are weak and there are errors in expression and the work may lack structure overall. There are difficulties in developing professional skills (where appropriate). The work lacks originality and is largely imitative. |
| Clear fail | 29% and Below | A poor performance in which there are substantial gaps in knowledge and understanding, underpinning theory and ethical considerations. The work shows little evidence in the use of appropriate sources and materials. Academic writing skills are very weak and there are numerous errors in expression. The work lacks structure overall. Professional skills (where appropriate) are not developed. The work is imitative. |
Need Help with DFI4006 Introduction to Financial Technology Assignment?
The post DFI4006 Introduction to Financial Technology Assignment Brief 2026 | Arden University appeared first on Diploma Assignment Help UK.